Yes, you can negotiate the asking price of a home. However, it's important to be reasonable and considerate in your negotiations to ensure a successful outcome.

A pre-qualification is an estimate of how much you may be able to borrow based on your income and credit score, while a pre-approval is a more detailed analysis of your financial situation that gives you a specific loan amount that you are approved for. A pre-approval can help you make a stronger offer on a home.

A good rule of thumb is to keep your housing costs at or below 30% of your monthly income. You can also get pre-approved for a mortgage to determine your budget.

A home inspection is a thorough evaluation of a property’s condition. It includes examining the structure, systems, and appliances, to identify any issues or potential problems.

Earnest money is a deposit made by the buyer to show they are serious about purchasing a property. It is typically 1-2% of the purchase price and is held in an escrow account until closing.